Housing Collective - Your One-Stop Loan Shop
The Housing Collective is a trusted real estate and mortgage solutions partner committed to helping families and investors achieve their homeownership and wealth-building goals. Guided by our core values of Power, Integrity, and Authenticity in Lending, we deliver personalized, transparent, and innovative financing solutions.
A personalized, hands-on approach to homeownership.
First-Time Homebuyer
First-Time Homebuyer
First-Time Homebuyer
We guide new buyers through every step of the process, from understanding mortgage options to securing down payment assistance programs. Our goal is to make homeownership accessible and stress-free.
Move-Up Buyer
First-Time Homebuyer
First-Time Homebuyer
For those upgrading to a larger or more desirable home, we help coordinate the sale of your current property while securing financing for your next purchase.
Affordable Housing
Foreign National Loans
Foreign National Loans
We work with local programs and government initiatives to help qualified buyers access affordable housing opportunities and fair lending options.
Foreign National Loans
Foreign National Loans
Foreign National Loans
Looking to buy a second home or investment property in the U.S.? Our Foreign National Loans make it easy for non-citizens—no credit score required, loans up to $3 million, and flexible options like interest-only payments and gift funds.
Confidence and care, making the process less intimidating.
Luxury Home Purchase
Investment Property Purchase
Investment Property Purchase
We provide access to exclusive listings, negotiate premium deals, and offer concierge-level service for high-value transactions.
Investment Property Purchase
Investment Property Purchase
Investment Property Purchase
Our team helps investors identify profitable properties, analyze ROI, and secure financing for multi-unit or rental properties.
New Construction Purchase
Investment Property Purchase
New Construction Purchase
We assist buyers in navigating builder contracts, understanding warranties, and finding financing options for new builds.
Relocation & Transition Support
Relocation Assistance
Coordination with moving services
Virtual Tour & Remote Options
We simplify the process for out-of-state or international buyers by offering virtual tours, remote closings, and coordination with moving services.
Virtual Tour & Remote Options
Coordination with moving services
Virtual Tour & Remote Options
For clients who cannot visit properties in person, we provide digital tools and video walkthroughs to ensure informed decisions.
Coordination with moving services
Coordination with moving services
Coordination with moving services
We help manage timelines and logistics for smooth moves, including temporary housing solutions if needed.